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Important! Medicare Annual Enrollment - What You Need To Know

There will be more Medicare changes for the upcoming Annual Enrollment Period (AEP) starting October 15 through December 7. Medicare has made changes to the prescription drug benefit for 2025. We suspect that this change will trigger a major change in most Medicare Advantage and Stand-alone Drug plans for January. We anticipate we will need to see more customers than usual this fall. In preparation, please take note of the following;

 

  • Carefully review the Annual Notice of Change (ANOC) sent to you by your plan in late September or early October.
  • Scope of Appointment Forms (SOAs) must be received 48 hours prior to your appointment or we must RESCHEDULE, which may not be possible.
  • We will need to verify which plans your providers will be participating with, as well as how well they will cover your prescriptions. For this reason, we will need an update on your providers and prescriptions.

Please help us help you by contacting our office as soon as possible to address these points. The only appointments we will be holding during AEP are for clients who need to make a change to their drug plan, Medicare Advantage plan, or who want to return to Original Medicare, and priority will be given to those who have completed these necessary steps. We look forward to hearing from you soon.

 

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No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.

Short-Term Health Insurance

Outside of the individual market’s annual open enrollment period a short-term health insurance policy might be your best option, especially without a qualifying event. 

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Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.

 

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A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.

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Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.

 

 

Your Trusted Insurance Professionals:

Mary Reynolds Insurance LLC., specializes in working with individuals and groups to help them achieve the security of protecting their financial future. We offer Health and Life insurance, Medicare Advantage and Medicare Supplement Plans as well as Disability, Long Term Care and Annuities. Being an Independent Agency we are able to use multiple products from numerous companies to design the right financial fit for you. Let our insurance experts analyze the options for you so that you can make an informed decision.

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